Core Banking Platforms and Infrastructure

Modular, API-first engines built for agility, compliance, and speed.

We focus on API-first design principles, allowing each component—accounts, transactions, lending, compliance, treasury—to operate independently while integrating seamlessly into your broader ecosystem. This enables institutions to adopt only what they need, extend functionality over time, and integrate smoothly with external services like payment processors, ID systems, CRMs, or national switches.

At the heart of our systems is a real-time transaction ledger with full traceability, ensuring every financial movement is captured, reconciled, and auditable. Our accounts engine supports everything from basic wallets to multi-tiered current and savings products, with configurable features such as interest rules, overdraft logic, dormancy tracking, and KYC levels.

Lending functionality is built in from origination to repayment, with support for different repayment structures, custom schedules, interest models, penalties, and collateral logic. For financial institutions that manage liquidity or interface with central banks, we offer tools to manage treasury positions, track cash flow, and generate regulatory reports.

Compliance is embedded throughout the system. We integrate AML and KYC workflows, suspicious activity detection, and audit-ready reporting tools that align with local and international standards. Whether you operate under a digital banking license, microfinance framework, or national mandate, our platforms can be tailored to meet your jurisdiction’s requirements.

Every deployment is cloud-native and designed for high availability, with real-time APIs, role-based access control, and robust monitoring baked into the core. From national inclusion programs to fast-growing fintechs looking to move beyond wallets, we support clients through the full journey—from scoping and sandboxing to production rollout and scale.

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